The free Splitwise alternative built for group trips.
No daily expense limits. No £39.99 subscriptions. No locking currency conversion behind Pro. Ninja Tab is a modern expense splitting app for the real way groups actually spend.
Why people search for a Splitwise alternative.
It mostly does the job. But do you actually enjoy using it?
One expense a day on free
The free tier limits you to a single expense per day. Useless on a trip.
Everyone must join by email
No way to track expenses for a friend who hasn't signed up.
£39.99 a year — one person fronts it
A subscription that one person has to subsidise for the whole group.
Pro features only for the subscriber
The rest of the group still uses the limited free experience.
No currency conversion on free
Travelling abroad? Pay up.
No receipt scanning into items
Manual entry, line by line, for every meal.
Ads on free
Even when you're trying to settle up after a holiday.
Ease of use
Arguably has a steep learning curve
Splitting a few single item bills with a flatmate? Most apps do fine.
Organising a group holiday? Big group at a restaurant? That's a different ball game.
Ninja Tab vs Splitwise.
Comparison of Android apps accurate as of 13/05/2026 in UK.Ninja Tab is built for event-based use. Splitwise is built around subscriptions.
| Feature | Ninja Tab | Splitwise |
|---|---|---|
| Track group expenses | Yes | Yes |
| Simplify repayments | Yes | Yes |
| Uneven splits | Yes | Yes |
| Receipt scanning | Parsed into items and translated | Attach image on Pro only |
| Itemised expenses like a receipt | Yes | No |
| Free for smaller plans | Yes | Limited |
| Multi-currency conversion | Included | Pro only |
| Subscription model | Never | Yes |
| Per-event pricing | £1 per person, split evenly | Trip pass via £39.99 subscription |
| Ads | Never | Yes |
If you split expenses occasionally but intensely, subscriptions feel unnecessary.
Pricing that matches real life.
Often less than one round of drinks for removing hours of admin. You pay once, when the value is obvious.
A night out
Predrinks, taxi, restaurant, taxi back
Free
Long weekend (6 people)
£1 per person
Big stag do abroad (20 people)
Still just
£1 per person
- No £39.99 annual subscription
- No recurring commitment
- No premium currency unlock
- Fee added to the tab so the group splits it
Built for how groups actually spend on trips.
Flights, accommodation, transfers, restaurants, bar tabs, supermarket runs, activities — across multiple currencies, paid by different people at different times.
Uneven splits
Shares, fixed amounts, or evenly — per line item.
Item-level splits
Claim only what you actually had on the bill.
Receipt scanning
Snap, auto-detect items, currency and date.
Receipt translation
Foreign menus translated into something you recognise.
Live balances
Everyone sees who's ahead and behind in real time.
Automatic currency conversion
Multiple currencies on one tab. No Pro tier required.
Clean final settlement
Minimum transfers to square up the entire group.
Fair, transparent pricing
£1 per person on the tab. Group splits the fee.
Restaurant receipt in a foreign language? Scan it.
Tap who had what. Item names get translated automatically. Not sure how to divide something? Let everyone claim their own items. Everyone sees the same numbers. No chasing screenshots.
Is Ninja Tab the best Splitwise alternative?
Yes, if you:
- Split expenses occasionally but heavily
- Organise group holidays
- Travel internationally
- Want multi-currency included as standard
- Don't want a subscription
Maybe not, if you:
- Only split single item expenses e.g. internet bill
- Have a small number of bills
Group expenses? Stick it on the Tab.
Start a free tab. Upgrade only if the trip actually needs it. Simple splits. Fair pricing. Done.